Assets & Liabilities management (ALM) is a strategic management tool to manage interest rate and liquidity risk faced by banks/FIs. Our ALM related services include:

  • Gap Assessment of current state vis-à-vis Target state. Target state is typically determined based on regulatory requirements, best practices & bank’s sophistication.
  • Development of ALM framework      
  • ALM Policy
    • ALM Methodologies
    • Rate Curves Setting 
    • Behavioral Maturity Modeling
    • Stress Test Methodologies
  • Development of Business Requirement Specifications of ALM System
  • Vendor Selection Consulting
  • Project Management & UAT support
  • For small & medium sized banks, we also develop customized toolkit (tactical solution) to make basic functionalities available in less cost and time.