We offer analytical services in the domain of retail credit risk modeling. Our offerings include:


  • Statistical and data mining techniques used to model retail business segments
  • Developing Application Scorecards to be used at the time of credit origination, when a new loan is granted
  • Developing Behavioral Scorecards, employed to determine the probability of an existing customer defaulting, incorporating information derived from the customer behavior
  • Assisting banks in achieving A-IRB-specific Basel compliance